Hi, I'm India Kinchelow
The Queen of Jumbo Home Finance.
...And Conventional loans of any amount!
I strive to empower professionals in California to achieve their dreams of homeownership. I understand the challenges that arise from the ever-increasing home prices in the state, often making it difficult for individuals to save enough for a down payment despite having a sufficient household income.
My mission is to bridge this gap by offering low down payments, flexible underwriting, and most importantly- low rates. I believe that everyone deserves a place to call home, and am dedicated to helping you navigate the complexities of the housing market so that you can embark on the path to homeownership with confidence.
I am a licensed mortgage professional with Nuvision Federal Credit Union, and with 20+ years of mortgage experience, I am comfortable saying that you are in great hands!
Please call or text me if you have questions. I am here to help!
Direct (714) 916-7961
HOW TO COMPETE IN TODAY'S REAL ESTATE MARKET
In the midst of a highly competitive real estate market, where housing inventory is at an all-time low and cash buyers are flooding the scene, standing out as the most financially capable buyer is imperative. Sellers are bombarded with multiple offers and only those potential buyers presenting themselves as the most qualified and reliable buyer, removing all doubt from the seller's mind, will win the home.
To thrive in this cutthroat environment, prospective homebuyers must arm themselves with the necessary documentation and bolster their credibility. It is no longer sufficient to rely on Prequalification or Preapproval letters. You must take it a step further secure the home of your dreams amidst fierce competition.
THE QUEEN OF JUMBOS DIFFERENCE
The Queen of Jumbos has the key to secure your position as the safest and most qualified buyer. While others rely on outdated preapproval letters, you'll stand out by submitting a powerful Loan Commitment signaling to the seller that your loan has been reviewed by the underwriter (and not only your loan professional). This letter signifies that you are officially approved, pending appraisal and title work—second only to a cash offer in reliability. The benefits don't end there. With a Loan Commitment, not only do you eliminate uncertainty for the seller, you do the same for yourself, ensuring a smoother loan process. Don't settle for less. Contact India Kinchelow the Queen of Jumbos at (714) 916-7961 to secure your Loan Commitment and gain the winning edge in your offers.
BUT WAIT, THERE'S MORE!
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Queen of Jumbos Preferred Realtor Program:
Homebuyers are eligible to receive 20% of the buyer agent's commission on the purchase of a property and 25% of realtor's commission if agent represents both the sell and purchase of a property. Therefore, the exact amount of homebuyer's benefit will be determined based on the details of your transaction.
The calculation below shows the above example:
Purchase Price = $1,000,000
Realtor Commission = 2% (or $20,000)
Homebuyer Perk (Purchase Only) = 20% ($20,000 x 20% = $4,000)
If you are not already working with a real estate agent, you can take advantage of our Preferred Realtor Program, where you can unlock incredible benefits for your real estate journey. By using our program, you stand to gain an average of $4,000 on a $1 million loan to apply towards your closing costs or allocate as you wish. Our handpicked realtors are the epitome of excellence in your state, ensuring you receive unparalleled service backed by their extensive networks, associations, and negotiating expertise. As you know, it's not about what you know, it's all about who you know! Don't miss out on this opportunity to maximize your potential to get the home of your dreams!
Read on for more details and let us help you make your dream home a reality!
